Free Roofing Supplement Resources
Everything on this page is ungated: no email, no form. These are the working documents behind the way we write supplements, packaged so a roofer can use them without us. If you would rather hand the file off, that is what we do; if you would rather do it yourself, start here and with the step-by-step guide.
Downloads
Roofing Code Items and Claim Rules by State (2026)
One landscape page, ten states: the adopted residential code, the ice-barrier rule, whether matching is required, the claim-handling clocks and the roofer statute governing cancellation and deductibles. Georgia, South Carolina, Texas, Colorado, Minnesota, Nebraska, Ohio, Kentucky, Indiana, Tennessee. Compiled September 2026; full citations on the state pages.
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Roof Supplement Photo and File Checklist
The shot list a desk adjuster needs to approve a supplement without a reinspection, plus the six documents to attach. Sections for overview, damage, components, access, detach-and-reset, ventilation and paperwork, with check boxes. Hand it to the crew lead. Companion to the photo requirements post.
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The Dec Page Five
Five questions to answer from the declarations page before anyone writes the estimate: roof settlement basis, cosmetic exclusion, reporting window and suit limitation, matching language, ordinance-or-law coverage. Background in the endorsements post.
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Calculators
Ice & Water Shield Calculator
The ice barrier quantity IRC R905.1.2 requires from the eave, plus valleys, underlayment reduction, roll count and a copy-ready F9 note. All free tools are listed on the tools page.
In-house estimator vs. outsourced supplements: the calculator
Put in your job volume, your average carrier estimate and what an estimator costs you, and see where the line is. The long-form version of this math, with the assumptions argued out, is in our 30-jobs-a-month post.
Reference pages worth bookmarking
- Roofing supplement glossary: 63 terms, from ACV to waste factor, defined the way a former adjuster would explain them.
- The code items adjusters miss most, with the citation for each.
- Carrier claim emails and phone numbers: where to send the supplement.
- Rebuttal email templates for when the revised estimate comes back short.
- Xactimate roofing macros and templates: what a complete macro contains by roof type.
- Roofing supplements by state: code, matching rules, claim clocks and roofer statutes for ten states, plus metro pages.
Resources FAQ
Are these resources really free?
Yes. No email, no form, no watermark. Download them, print them, put them in your CRM. If they help, the only thing we ask is that you keep the source line on the bottom so the next person can find the state pages they came from.
How current is the code-by-state sheet?
Compiled in September 2026 from state code and insurance sources, with the full citations on each state page. Codes and statutes change; the sheet carries a compile date, and the state pages are updated when a state adopts a new edition or passes a new roofer statute.
Can I share these with my crews and clients?
Please do. The photo checklist is written to be handed to a crew lead; the dec-page sheet is for whoever opens the file. Reposting them on your own site is fine with a link back to this page.
Do you have a roofing supplement template I can download?
Not as a fill-in document, because a supplement is a comparison against a specific carrier estimate and a template would only give you the base scope. What we do publish is the macro line list by roof type, the step-by-step guide, and a rebuttal email template.
Want the file done for you? EOD’s roofing supplement services write and negotiate the supplement: 10% of the increase, no increase, no fee, no minimums. Send us a claim.