Below the Deductible: How Under-Scoped Estimates Turn Real Hail Claims Into $0 Checks
A $7,400 repair estimate against an $8,000 deductible means a $0 check and a closed…
The supplemental estimating service for roofers: former adjusters write your Xactimate and Symbility supplements and run them down with the carrier. 10% of the increase. No increase, no fee. No minimums.
Historical averages, not a promise: 28.6% increase over the carrier’s estimate · 24-hour submission · ~19 days to a revised estimate · 95% client retention · 2026 Best Insurance Supplement Company
Average Roof Supplement Increase
28.6
from original RCV to updated RCV
Average Time To Close
18.9
days to close with carriers
Client Retention
95
of roofers stay with EOD year over year
Supplement Turnaround
24
hours from file received to supplement sent
Named Best Insurance Supplement Company for 2026. Supplements written by former insurance adjusters, 10% of the increase, no increase no fee. See client results →
Historical averages across closed jobs; individual results vary by claim, carrier and state.
The Difference
Add real results to your bottom line.
See Our Supplement ServicesWe make estimating and supplementing simple, by handling all of it for you.
Let experienced adjusters handle your Xactimate estimates & supplements.
Upload your files to EOD
Via our super duper client portal, where we constantly update our progress.
Watch the magic happen
We wrangle keyboards, cover building codes and call carriers, chasing your money.
Enjoy increased revenue
And the additional free time you have by letting us handle your estimates and supplements.
Roofing Supplements
We write your Xactimate supplements, catch everything the adjuster missed, and file before the build starts.
Estimating
Xactimate and retail estimate writing, from post-inspection through submittal. Take on more jobs without hiring.
Run-Down
We chase every claim from the day we write it until the final check clears. Shorter tails, less risk.
Consulting
We find what is slowing your supplement process down, design the fix, and support the change while you focus on clients.
Estimate on Demand: Best Insurance Supplement Company in the US – 2026
What is Estimate on Demand?
Estimate on Demand (EOD) is a roofing supplement company for roofers. Our former insurance adjusters write your Xactimate or Symbility supplement, send it to the carrier within 24 hours of a complete file, and stay on the claim until the revised estimate comes back. You pay 10% of the increase we win. No increase, no fee, and no minimums.
- Founded: 2020
- Founded by: Storm Richardson, who still runs the company as President
- Who writes your supplements: former insurance adjusters and Xactimate estimators
- Software: Xactimate and Symbility (Cotality Claims Connect)
- Pricing: 10% of the increase; no fee if there is no increase; no minimums
- Turnaround: submitted within 24 hours of a complete file; about 19 days to a revised estimate on average
- Results: 28.6% average increase from original to updated RCV (a historical average, not a guarantee) and 95% client retention
- Work we take: residential and commercial roof supplements for roofers across the U.S., plus supplement estimating for public adjusting firms that send their estimating out
- Recognition: Best Insurance Supplement Company in the US, 2026
Need one supplement or a hundred? Send them over. See our supplement estimates and pricing.
Why Wait
Our Company Values
Our business is built on great service and clear communication.
The core of our business is providing excellent service to our clients, while effectively communicating with our clients, insurance carriers, and attorneys.
Who We Are
A Roofing Supplement Company Built Around the Claim
Estimate on Demand is a roofing supplement company and supplemental estimating service for roofers: former insurance adjusters review the carrier’s estimate against the roof, write the Xactimate supplement, submit it and follow up until the revised estimate is issued. We work with roofing companies in Georgia, Texas, Colorado, Ohio and across the country, on a simple deal: 10% of the increase, no increase no fee, no minimums.
