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When it comes to writing supplements to insurance estimates, there are some crucial details that are often overlooked by insurance adjusters. These missed items might seem minor, but they can have a big impact on your numbers at the end of each year. As a seasoned estimators, we’ve encountered these overlooked aspects more often than you’d think. Here’s an xactimate roofing supplement list of commonly missed items.

1. Double Felt on Low Slopes:

Low slope sections of roofs require special attention. Often forgotten is the use of double felt, which provides an additional layer of protection against leaks. The low slope areas are more susceptible to water infiltration, and this extra layer can significantly extend the life of the roof by preventing moisture from seeping in.

2. Starter Row on the Rake:

A small but vital detail that’s often missed is including a starter row on the rake. This starter row not only helps secure the first course of shingles but also prevents wind from getting underneath them. It’s an essential part of ensuring your roof stays intact during storms and adverse weather conditions. It’s required by manufacturers, which means in many states it’s required by code.

3. Valley Lining as Required by Code:

Valleys, where two roof planes meet, are susceptible to water accumulation. Many estimates overlook the importance of installing valley lining materials as required by building codes. This lining directs water away from these vulnerable areas, preventing leaks and potential water damage in the future.

4. Drip Edge as Required by Code:

Don’t underestimate the significance of drip edge installation, especially as mandated by building codes. This small metal strip along the roof’s edge plays a critical role in guiding water away from the fascia and preventing water-related issues. Its inclusion ensures the roof is adequately protected against water damage.

5. Kick Out Flashing as Required by Code:

Kick out flashing might not be on everyone’s radar, but it’s a must-have detail required by building codes. This flashing diverts water away from the point where the roof and a vertical wall meet. Its absence can lead to water seepage into the wall, causing structural and moisture-related problems.

In roofing and supplementing, attention to detail is key, and these five aspects can make a significant difference in the success of each roofing job. From providing extra protection on low slopes to following building code requirements for valley lining, drip edge, and kick out flashing, these often overlooked details can save your client from future headaches and expenses, and help the roof be more profitable.


Team EOD

Author Team EOD

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